

COMPREHENSIVE VALUATION AND ADVISORY SERVICES
Looking for expert appraisal services? Look no further than KO Appraisal. We specialize in providing comprehensive valuation and advisory services tailored to meet your specific needs. Whether you require an appraisal for lending purposes, estate planning, tax assessment, or navigating the complexities of marriage or partnership dissolution, we've got you covered. Our team of skilled professionals is dedicated to delivering accurate and reliable appraisals to help you make informed decisions and achieve your goals. Trust KO Appraisal for all your valuation needs.

ESTATE APPRAISALS
Handling estate settlements and date of death appraisals is often a complex and sensitive responsibility for executors and trustees. At KO Appraisal, we specialize in delivering accurate and dependable appraisals to support you during this process. Our services are essential for:
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Complying with United States Treasury Department standards
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Adhering to State of California laws
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Meeting IRS requirements
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Maintaining the Uniform Standards of Professional Appraisal Practice (USPAP*)

THOROUGH, ACCURATE, AND TIMELY APPRAISALS

Our ongoing analysis of local real estate trends and formal training as licensed appraisers and members of the Appraisal Institute make us qualified to offer property valuations in California for clients ranging from national mortgage companies to local lenders or individual businesses and consumers.
We believe that an appraisal professional is an essential participant in any real estate transaction. Our team performs thorough, accurate, and timely appraisals and valuation services for a diverse client base. We have worked hard to build a solid reputation as a professional, ethical, and efficient provider of quality appraisals.

APPRAISALS FOR CALIFORNIA LIVING TRUSTS
Trusts and wills are both essential estate planning tools that ensure a seamless transfer of assets to beneficiaries after the owner's death. You've likely heard that placing your house in a Trust is preferable to a will. But what makes Trusts the better option? Let's explore.

DIVORCE APPRAISALS IN CALIFORNIA
Experiencing a divorce is one of the most painful and tumultuous events a couple can go through. Besides child custody, one of the most contentious issues is often the division of the matrimonial home. How do you untangle the intertwined life you shared? While splitting the furniture is one thing, dividing your largest investment – real estate – is another matter entirely.
APPRAISALS FOR FSBO AND PRELISTING
Considering selling your property without an agent? The prospect of getting the full asking price without paying real estate commissions might lead you to pursue the "For Sale by Owner" (FSBO) route. However, this decision comes with its own set of challenges, including determining the right asking price.
Setting the correct price is crucial. Overpricing can deter buyers, while undervaluing means losing out on potential profits. To ensure your asking price is accurate, you need a professional valuation. This is where KO Appraisal steps in.

IS IT TIME TO STOP PAYING FOR PMI?
Carrying Private Mortgage Insurance (PMI) allows you to purchase your property with a lower down payment, but that doesn’t mean you need to continue paying it for the life of the loan. PMI is a monthly escrow payment that you could instead keep in your own bank account. While it's easy to routinely pay your mortgage without thinking about the details, you might be able to reduce your monthly payment by eliminating the PMI portion. You may be paying for insurance that is no longer necessary.


ARE YOU PAYING TOO MUCH IN PROPERTY TAXES?
If you believe your property tax bill is too high, your first step should be to discuss your concerns with the Assessor's Office. If this does not lead to a satisfactory resolution, you have the right to file an appeal with the County. Obtaining an independent, professional real estate appraisal can be crucial in getting your property tax reduction appeal approved.
PROTECTING YOUR RIGHTS AS A HOMEOWNER
As a homeowner in California, you have certain rights that protect you even if you have fallen behind on your payments. If you have slipped into default or foreclosure proceedings are looming on the horizon, you may feel that your situation is hopeless. Don't despair; there are still actions you can take. KO Appraisal wants to help you navigate this challenging situation and maintain your financial health.


UNDERSTANDING RELOCATION APPRAISALS
A relocation appraisal estimates a home's likely sales price within a specific timeframe, differing significantly from a traditional mortgage appraisal. While a mortgage appraisal evaluates a property's market value based on historical data to facilitate lending, a relocation appraisal forecasts the property's value in the near future to assist with corporate relocations. Key differences include the appraisal's focus: mortgage appraisals use retrospective analysis, looking at past market conditions, whereas relocation appraisals use prospective analysis, predicting future value. The marketability period for relocation appraisals is typically short, not exceeding 120 days, providing a more current reflection of market trends. Factors influencing a relocation appraisal include competition from new constructions, historical price trends, and current mortgage interest rates.
Relocation appraisals also require different methodologies and forms compared to mortgage appraisals. They are more comprehensive and involve extensive research. A professional appraiser may spend an hour or more inspecting the property, considering aspects such as interior design, landscaping, improvements, and deficiencies. This thorough evaluation is crucial to develop an accurate opinion of the property's anticipated sales price.
OUR SERVICE AREA
KO Appraisal proudly offers comprehensive appraisal services across the diverse landscapes of California. From the stunning shores of San Diego and the vibrant communities of Orange County to the bustling metropolis of the Greater Los Angeles Area and the scenic beauty of the Central Coast, we are there to meet your appraisal needs.
Additionally, we serve the dynamic regions of the Inland Empire, the fertile valleys of the Central Valley, the iconic streets of the San Francisco Bay Area, and the Greater Sacramento Area. Wherever you are in California, count on KO Appraisal for reliable and accurate valuation services tailored to your unique requirements.


ABOUT OUR FOUNDER
Kevin O'Brien, MAI, SRA founded KO Appraisal in 2023. Previously, he worked at JP Morgan Chase as a Senior Real Estate Appraiser and MVT Appraisal as an independent fee appraiser. O'Brien currently focuses on major urban and suburban developments. He has successfully completed valuations on various proposed, partially completed, renovated and existing structures including, but not limited to, neighborhood and community shopping centers; apartment complexes; single- and multi-tenanted industrial buildings; low- to high-rise office buildings; mixed used facilities; and vacant land.
Prior to KO Appraisal, O'Brien performed valuations that were used for condemnation purposes, estates, financing and due diligence support. His clients have included accountants, investment firms, law firms, lenders, private and public agencies.
PRICING


RESIDENTIAL PRICING
At KO Appraisal, we specialize in residential property appraisals, offering a comprehensive suite of services tailored to homeowners, real estate professionals, and financial institutions.
We focus on delivering both narrative and standardized form reports to accommodate diverse client needs. For inquiries about our services or to obtain a pricing estimate, please don't hesitate to contact us.
Property Type
2-4 Units
Single Family Home
Condominium
Townhouse
Tenancy in Common
Cooperative
Price
$750
$650
$600
$600
$500
$500
COMMERCIAL PRICING
At KO Appraisal, we provide a wide range of services including valuations, market and feasibility studies, foreclosure/liquidation values, highest and best use analysis as well as rental surveys. Our primary focus is valuing income producing properties:
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Multifamily
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Office
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Industrial
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Retail
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Mixed-Use
We provide both narrative and form-based reports to best meet your needs. Please contact us with any service-related questions or to request a price quote. The chart below shows our starting prices. However, commercial appraisal pricing may vary significantly due to size and/or complexity.
Property Type
Multifamily 5 -15 units
Multifamily 16 - 50 units
Multifamily 50 - 100 units
Multifamily 100+ units
Office/Industrial/Retail Under 10,000 Sq. Ft
Office/Industrial/Retail 10,000 - 50,000 Sq. Ft
Office/Industrial/Retail 50,000 - 75,000 Sq. Ft
Office/Industrial/Retail 75,000 - 100,000 Sq. Ft
Office/Industrial/Retail 100,000+ Sq. Ft
Mixed-Use Under 10,000 Sq. Ft
Mixed-Use 10,000 - 50,000 Sq. Ft
Mixed-Use 50,000 - 75,000Sq. Ft
Mixed-Use 75,000 - 100,000 Sq. Ft
Mixed-Use 100,000+ Sq. Ft
Price
$2,000
$2,500
$3,000
$4,000
$2,000
$2,500
$3,000
$4,000
$5,000
$2,500
$3,000
$4,000
$5,000
$6,000
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* The prices listed above may vary for larger or more complex properties and are applicable to standard current value appraisals. If you believe your property may require a more intricate appraisal, please request a complimentary appraisal quote from KO Appraisal.
CONTACT OUR TEAM
For more information about our appraisal services, please contact us or call us at 760-685-8036. We are committed to helping you navigate the appraisal process with ease and accuracy.


FREQUENTLY ASKED QUESTIONS